XRP $100 Miracle: Crypto Dream or Delusion?

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Ah, the XRP community, a peculiar bunch indeed! A fresh debate has erupted like a poorly timed burp in a quiet church service. A Reddit post, bold and brash, has dared to challenge the sacred dogma of crypto: that XRP cannot possibly reach $100 due to its gargantuan market cap. The post, titled “The Market Cap Myth Around XRP,” strides in like a drunken uncle at a wedding, insisting that this belief is as outdated as last year’s memes.

“Market cap is just price × circulating supply. It’s a snapshot metric, not a ceiling,” the user declared, puffing their chest out like a rooster at dawn. “Crypto isn’t a stock, it doesn’t care about market cap, it cares about liquidity demand vs supply.”

The Case for Triple-Digit XRP 🤔

The argument revolves around XRP’s role as a bridge currency in global payments. The idea is as simple as a child’s crayon drawing: if banks, payment firms, and even CBDCs use XRP to settle trillions of dollars in transactions, the same coins will circulate faster than a hot potato in a kindergarten. This velocity means a relatively small supply could support massive payment volumes, making higher prices not just possible but practical.

A higher XRP price also makes settlements more efficient. Moving $10 trillion in payments at $1 per coin would require 10 trillion XRP. At $100 per coin, only 100 billion would be needed. This logic is fueling the growing belief that XRP’s price could rise as its adoption increases. It’s like believing your childhood piggy bank will make you a millionaire because you added a shiny new quarter.

Analysts Back the Argument 🧐

Fintech analyst Armando Pantoja is one of several voices backing this view. Earlier this month, he compared skepticism over XRP’s valuation to doubters of Microsoft in its early days. Because, of course, comparing anything to Microsoft is the intellectual equivalent of wearing a monocle.

“Always the market cap is too high. What does that matter? It’s the technology that’s going to be adopted regardless,” Pantoja pontificated, likely while adjusting his imaginary bow tie.

$XRP to $10k has nothing to do with “market cap”. Here’s why. w/ @seankelly25

– Armando Pantoja (@_TallGuyTycoon) August 27, 2025

Other analysts, including former Goldman Sachs exec Dom Kwok, see a long-term path for XRP to move past $4, $10, and even $100. Some, like Pantoja, believe that $1,000 XRP is not impossible over the next decade if institutional adoption keeps growing. Because, you know, dreaming big is free.

Regulatory Wins Change the Game 🎉

The August 2025 resolution of the SEC vs. Ripple lawsuit – officially ruling that XRP is not a security in secondary markets – has already boosted confidence. The news has sparked a wave of institutional interest, with major asset managers now filing for U.S. spot XRP ETFs, which could inject billions into the market. It’s like finding out your crazy uncle actually owns a gold mine.

RippleNet’s reach has expanded to 90+ markets and 55+ currencies, while its new AMM-powered liquidity features have made XRP one of the most practical assets for cross-border settlements. It’s settling payments faster than you can say, “Where did my wallet go?”

A Shift in the Conversation 🚀

The renewed debate shows that XRP’s future may not be tied to charts or circulating supply. Instead, it’s about real-world adoption and infrastructure value. For its supporters, $100 XRP is a long-term target they believe is grounded in utility and not just a wild dream. Like believing your goldfish will one day recite Shakespeare.

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2025-08-30 12:38