Walmart’s OnePay Dips Into Crypto: Will It Crash or Cash In?

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Walmart-backed fintech OnePay, which currently boasts around 1.5 million users (big enough for a small country, right?), is about to dive into the wild world of cryptocurrency. The app is reportedly getting ready to add crypto trading and custody features later this year. Hold on to your wallets, folks.

This bold new move means OnePay users will soon be able to buy, hold, and convert Bitcoin and Ether directly in-app. The app will soon stand proudly next to the likes of PayPal, Venmo, and Cash App, trying to take over the fintech world, one digital coin at a time. Being a part of Walmart, the world’s retail Goliath, OnePay’s ambitions are bigger than a Black Friday sale.

OnePay Plans to Give Crypto a Home for 1.5 Million Users

Launched in 2021 with the financial might of Walmart and Ribbit Capital, OnePay already offers banking, payments, credit, and savings services. In the two years since, the app has added credit cards and mobile service plans, slowly transforming into a financial superstore. So, what’s next? Cryptocurrency, of course!

Word on the street is that by the end of 2025, OnePay users will be able to buy, hold, and trade Bitcoin (BTC) and Ether (ETH) within the app. Powering this crypto engine is Zerohash, a Chicago-based blockchain tech company. And, no, this isn’t some shady back alley deal; Zerohash just raised a hefty $104 million, with a little help from Morgan Stanley. Looks like they’re in it for the long haul.

Walmart’s OnePay @joinonepay has partnered with @ZeroHashX to add crypto.

Litecoin is one of the handful of cryptos that Zerohash supports. Zerohash is also the company adding crypto to Morgan Stanley next year.

Is this finally the litecoin @Walmart news coming true?

– master (@MASTERBTCLTC) October 4, 2025

If it goes as planned, OnePay will join the ranks of U.S. fintech bigshots like PayPal and Venmo. That’s some serious crypto street cred. The idea is to create a “super app” that consolidates everything: payments, banking, lending, and now, crypto. Imagine a one-stop-shop for all your financial needs. Why go to the bank when you can just hang out in OnePay?

Zerohash to Fuel OnePay’s Crypto Dreams

Zerohash, with its shiny new $104 million, will be the engine powering OnePay’s crypto ambitions. The company provides the APIs to handle trading, custody, and asset conversion, which is basically the plumbing for how traditional finance meets blockchain tech. Zerohash is the unsung hero in this whole deal, quietly connecting the dots behind the scenes.

By using Zerohash’s infrastructure, OnePay hopes to sidestep some of the regulatory headaches that normally come with crypto. But don’t get too comfy; the road to crypto riches is full of compliance checks, AML protocols, and KYC requirements. Not to mention the custody risks and transaction security concerns. After all, no one wants to be the next big crypto hack headline. 😬

This partnership could accelerate OnePay’s move into the crypto space, but there’s a catch: execution. It’s all about transparency, oversight, and making sure the whole thing doesn’t blow up. The real question is whether OnePay can grow into the fintech behemoth it dreams of becoming.

OnePay’s Fight for Fintech Supremacy

If it works, OnePay’s move into crypto could make customers more loyal than a dog at a food truck. They’ll be able to handle all their financial needs – from regular banking to buying Bitcoin – in one neat little app. And with Walmart’s distribution muscle, OnePay could pull in millions of customers without even breaking a sweat.

But let’s not get carried away. Neither OnePay nor Zerohash has officially confirmed the timeline for the rollout, and, let’s face it, crypto is still a volatile, unpredictable beast. There’s a good chance the regulators might get their hands all over this one, and crypto market swings will keep them on their toes. Let’s hope OnePay is ready for the ride.🚀

For Walmart, this is a cautious move into the world of digital assets. If it works, they might even start thinking about issuing their own stablecoin (because who doesn’t want a Walmart coin, right?).

Crypto’s Big Moment in the Fintech World

OnePay isn’t alone in this race. Big names like PayPal, Venmo, and Cash App have already integrated crypto trading into their platforms, though their offerings are still somewhat limited. Even institutional players like Anchorage Digital are stepping up their game with top-tier custody and settlement services.

And don’t forget about Europe. Deutsche Börse’s Clearstream is working on institutional custody for Bitcoin and Ether, while BNY Mellon is getting into the digital asset game with its own custody platform.

What makes OnePay different is its focus on retail consumers, offering a fintech experience that blends consumer convenience with institutional-grade infrastructure. It’s like a bridge between the two worlds – and it’s ready to bring crypto to the masses.

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2025-10-06 09:50