shocking,” “secret,” or “how” might work. Also, including numbers can be effective. Let me check the character count. “Emerging-Market Users Treat Crypto Exchanges Like Banks, Binance Reveals” – that’s 77 characters. Maybe add a number: “77% of Binance Use

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Emerging-market users are treating crypto exchanges like banking apps, <a href="https://jpykr.com/bnb-usd/">Binance</a> saysFinance

What to know:

  • Emerging markets are driving crypto adoption, accounting for 77% of Binance users in 2026, Binance said in a report. Users treat exchanges as “shadow banks” for savings, payments, and investments.
  • Crypto platforms fill a financial access gap. One point three billion adults lack financial services, 4.7 billion lack credit, and 1.4 billion savers in low-income nations earn no deposit interest, Binance said.
  • Stablecoins are central, enabling low-cost ($0.0001) and instant remittances/savings, but institutions like Moody’s warn of financial-resilience and monetary-sovereignty risks.

In 2026, users from developing countries made up 77% of Binance’s customer base, a significant increase from 49% in 2020. Binance reported that this growth is due to more people in these countries using the platform to save, make payments, and invest.

A new report from Binance Research suggests that people are increasingly using cryptocurrency to improve their financial access, rather than just for trading. The report found that 83% of Binance users who use multiple services are located in developing countries, and these users save money at more than double the rate of those in developed countries.

A recent report shows that around 28% of Binance users worldwide hold at least half of their funds in stablecoins, a significant increase from just 4% in 2020. In developing countries, this number is even higher, with approximately 36% of Binance users who have at least $10 in their accounts keeping at least half of their portfolio in stablecoins, suggesting they are using the platform as a way to save money.

The data shows more people are using cryptocurrency platforms as an alternative to traditional banking, especially in areas where access to banks is difficult.

In my research, I’ve found a significant gap in financial inclusion globally. Despite the progress we’ve made, 1.3 billion adults still don’t have access to basic financial services. Interestingly, a large portion of this unbanked population – around 900 million people – actually *have* mobile phones, and over half a billion – 530 million – are even using smartphones. This suggests a real opportunity to leverage mobile technology to bring financial services to those who currently lack access.

Binance highlighted that nearly half the world’s adults – 4.7 billion people – don’t have access to credit or loans. Furthermore, 3.6 billion people in developing countries don’t use digital payment methods like cards, and 1.4 billion savers in those same countries aren’t earning any interest on their savings.

Stablecoins are a key part of this discussion. Binance points out that sending money on some networks can cost as little as $0.0001 and happen almost immediately, while traditional international transfers (SWIFT) usually cost at least $20. Globally, the average cost of sending money home is over 3%, which is higher than the UN’s goal of keeping costs below 3%.

Stablecoins are gaining popularity in developing countries for sending money home, saving, and international trade. However, organizations like Moody’s and the IMF have cautioned that their growing use could pose risks to a country’s control over its currency and the stability of its financial system.

Brazilian tax data reveals that stablecoins account for 90% of all cryptocurrency trading volume in the country.

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2026-05-09 18:45