Oh joy, another “XRP Rich List” has surfaced like a questionable burp at a dinner party 🎉. The internet is losing its collective mind over who’s sitting on piles of XRP while the rest of us scrape together digital pennies.
The chart, which looks like it was made in Excel by someone who just discovered the “bold” button, shows what we all suspected: most XRP wallets are holding amounts so small they couldn’t even buy a decent cup of coffee ☕. Meanwhile, the big fish are lounging in their Scrooge McDuck vaults, laughing all the way to the bank.
According to the “data” (because we always trust random internet charts), over 6 million wallets are clutching 500 XRP or less like it’s the last lifeboat on the Titanic. Meanwhile, the oligarchs are sipping champagne with their billions. Cheers, I guess? 🥂
XRP Prices: Because Who Needs Affordable Crypto Anyway?
One particularly dramatic analyst gasped: “Is retail being priced out?” Well, Sherlock, when 1,000 XRP costs more than my last therapy session 💸, maybe?
Let’s break it down: buying 1,000 XRP now costs roughly the same as a mid-tier vacuum cleaner 🏡. A year ago? More like a fancy toaster. Progress!
$XRP Rich List : Is Retail Being Priced Out? If So, Why? -More than 6 million XRP wallets hold 500 XRP or fewer. At the same time, acquiring 1,000 XRP is already out of reach for most participants, as it now costs about $1,750 compared to $500 just over a year ago.
– ChartNerd (@ChartNerdTA) December 28, 2025
As prices skyrocket, small investors are left nibbling crumbs like pigeons in a park, while whales barely notice the difference. Must be nice. 🐋
“No Supply Shock!” Says Man Who Definitely Isn’t Hoarding XRP
Not everyone’s buying the doom-and-gloom narrative. One optimistic soul pointed out that exchanges are practically drowning in XRP-16 billion of them, just waiting for someone to hit “buy.”
They also noted that XRP transactions settle faster than my last relationship 💔, so if you want to sell, you can do it in the time it takes to regret your life choices.
There is no XRP supply shock on exchanges.
1) Holders have close to 16B XRP on exchanges readily available. Plenty for anyone to get some.
2) If the price goes up or down anyone of you who has no XRP on exchanges could just send theirs within 3-4 secs to one.
3) Thus, also XRP…
– Vet (@Vet_X0) December 28, 2025
They also dropped this truth bomb: sometimes $10 million moves the market, other times $100 million does nothing. Crypto markets are about as predictable as a cat on catnip. 🐱
Bill Morgan: “Bitcoin Runs This Show, Darling”
Crypto lawyer Bill Morgan swooped in like a disgruntled theater critic 🎭 to shut down the “XRP supply shock” theory. He’s previously mocked both that and the “Ripple escrow dump” panic, because neither explains why XRP does… whatever it does.
According to him, Bitcoin is the puppet master pulling XRP’s strings. When Bitcoin sneezes, XRP catches a cold. So really, we should all just be staring at BTC charts and praying. 🙏
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2025-12-29 06:29