Ripple CEO Predicted $RLUSD’s Rise-Proof That Nostradamus Might Be Real

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So, Brad Garlinghouse, the man with the puffed-up confidence and a Twitter account obsessed with victories, just strutted around social media acting like he’s won the lottery. Turns out, he was right about $RLUSD – shocker! Who knew a CEO could call shots and actually hit them? 👀

Back in March-on @BloombergTV, no less-our hero predicted that $RLUSD would hit the top 5 USD stablecoins by the end of the year. While everyone else was busy asking, “Do we really need another stablecoin?” – Brad just smirked and said, “Hold my beer.” 😁

Props to @_JackMcDonald_ and the RLUSD dream team! 🎉

– Brad Garlinghouse (@bgarlinghouse) December 17, 2025

RLUSD: The Comeback Kid

One year ago, when you looked at RLUSD, it was basically just a tiny fish in the giant stablecoin pond-about $170 million in market cap, basically an infant. Meanwhile, giants like Tether and USDC were flexing like they owned the ecosystem. People were yawning, asking, “Really, another stablecoin? Who’s crying over spilled milk?”

Then, RLUSD decided to do some early testing in December 2024, just to see if the pipes between XRP Ledger and Ethereum would hold up. Spoiler: they did. Slowly but surely, as Uphold, Bitstamp, and Keyrock signed up to ride the wave, market cap slowly crept up to about $900 million by October 2025. Pretty decent for what many dismissed as a “meh” project.

Fast forward-magic happened. In under two months, around $400 million in new RLUSD was minted. That’s a 45% spike in supply-because apparently, everyone suddenly realized they need this stablecoin in their life.

Playing it by the Compliance Rules

Not content with just being a rising star, RLUSD went full head-thumb-sucker mode on regulations-because nothing says “trust” like being approved by the OCC and holding a fancy national trust bank charter. Oh yeah, and they’ve got the NYDFS license to back it up.

Oh, and for good measure, BNY (Bank of New York) is holding the reserves, with Deloitte whispering sweet nothings about transparency in the third-party audits. It’s basically the Financial Industry’s equivalent of that friend who’s super serious about credentials but secretly just wants everyone to know they’re legit.

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2025-12-18 00:05