XRP Ledger Gets a Makeover: Is Price Hike Next or Just a Digital Mirage?

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On the fateful day of February 12, 2026, as the clock struck an unremarkable hour, the XRP Ledger (XRPL) unleashed the XLS-85 amendment upon the unsuspecting world. Imagine, if you will, a land where native escrow dances freely not just with XRP, but with a veritable cornucopia of Trustline-based tokens (IOUs) and Multi-Purpose Tokens (MPTs). Yes, my friends, this upgrade is akin to giving a splendid banquet to a ravenous crowd of eager investors!

Market watchers-those ever-watchful hawks perched atop their financial branches-whisper that this upgrade may just be the golden ticket for institutional capital deployment. Ah, but will it nudge XRP’s price into the stratosphere or simply keep it tethered to the mundane? This, dear reader, remains the eternal riddle of our times.

The XLS-85 Amendment: A Grand Expansion of Escrow Functionality!

Once upon a time, in a ledger not so far away, escrow functionality was a jealous guardian, allowing only XRP to bask in its glory. But fear not! With the coming of XLS-85, the shackles are cast aside like a discarded sock in the laundry of financial progress.

“From stablecoins like RLUSD to Real World Assets, behold! The XRPL now supports secure, conditional, on-chain settlement for all assets,” declared the wise sages at RippleX.

Indeed! The XLS-85 revamps old friends-EscrowCreate, EscrowFinish, and EscrowCancel-giving them a new lease on life. But worry not, dear token issuers, for you remain the lords of your digital domains. Tokens must give a nod of approval through issuer-level flags, ensuring that compliance controls and governance structures stay intact. A true bureaucratic fairy tale!

This is no mere tinkering; it’s a seismic shift! XRPL now transforms from a simpleton that could only escrow XRP to a sophisticated venue where assets enjoy the luxury of time-locks and conditional releases. What a twist!

And what marvelous opportunities does this open up, you ask? Gather ‘round, for here they are:

  • Token vesting schedules that resemble a well-planned dinner party
  • Institutional settlement workflows more organized than a librarian’s bookshelf
  • Treasury management for issued assets that would impress even the stingiest of accountants
  • Conditional stablecoin payouts fit for a king
  • Structured financial products sprouting like mushrooms after a rain

“Token Escrow (XLS-85) is an upgrade to the #XRP Ledger, which plugs directly into it and makes the DEX institution-ready. Institutions shall commence the grand deployment of CAPITAL on #XRPL starting 12 February,” an analyst proclaimed with the fervor of a carnival barker.

Token Escrow (XLS-85) is now live on XRPL Mainnet!

This feature extends native escrow functionality beyond XRP to all Trustline-based tokens (IOUs) and Multi-Purpose Tokens (MPTs).

From stablecoins like RLUSD to Real World Assets, the XRPL now supports secure, conditional,…

– RippleX (@RippleXDev) February 12, 2026

Not to be outdone, the latest update tiptoed its way in shortly after XRPL activated Permissioned Domains earlier this month, expanding institutional use cases as though they were trying to set a world record.

Questions Arise: Will XRPL’s Token Escrow Upgrade Send XRP’s Price Skyward?

Ah, but let us not forget! While XLS-0085 does not directly summon forth a torrent of demand for XRP, it may, through the intricate web of network effects, influence the long-term trajectory of this elusive asset.

The amendment extends native escrow functionality to Trustline-based tokens and Multi-Purpose Tokens. Thus, while XRP itself remains a solitary figure in the spotlight, the upgrade does not automatically conjure more XRP lockups or immediate supply constraints. A magician’s trick if there ever was one!

However, the structural implications are as slippery as a wet eel. Should token issuers-be they stablecoin purveyors, RWA platforms, or institutions-embrace XRPL as their stage, adorned with the newfound elegance of native token escrow, we might witness an uptick in:

  • Token issuance on XRPL blooming like spring flowers
  • Transaction volume soaring higher than a hot air balloon
  • The number of active accounts expanding like a good fish story
  • Demand for XRP growing due to fees and reserve requirements-oh, the irony!

As network usage increases, XRP remains the gas and reserve asset of this bustling ledger. Higher utility could lead to potentially higher demand for XRP, perhaps even a price appreciation that would make the hedgehog blush. But alas, this hinges entirely on real adoption.

Upgrades like XLS-0085 signal that XRPL is not merely a humble ledger, but is positioning itself as a veritable titan of tokenized finance infrastructure! If the markets catch wind of XRPL’s competitive edge against Ethereum and its ilk, sentiment alone could swing the price like a pendulum in a grandfather clock. Ah, crypto markets, where narratives often reign supreme over mere metrics!

In the short term, we might find that price impact leans more towards the whims of market sentiment than on immediate usage metrics. However, if XRPL can sustain its growth thanks to this token-enabled escrow, it could contribute to a robust foundation-one that has historically influenced the valuation of digital assets.

And so, XRP continues to navigate the turbulent waters of the broader market, trading at $1.36 and down 1.35%-a tale of woe for some, and an opportunity for others, as the saga unfolds.

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2026-02-13 09:51